We offer a wide range of Trade Finance products designed to facilitate your needs when you do domestic or cross-border business. We pride ourselves on our high level of expertise in providing advisory services in structuring transactions to suit your specific requirements.

Import Finance

• Letter of Credit (LC): Make importing easier by providing payment commitments against transactions, and manage the cash flow throughout the order and delivery process.
• Loan against trust receipts (LATR): Finance the shipments of imported goods with our loans that require minimal setup and no interfaces.
• Short Term Loans (STL): Avail our finance for advance payment to suppliers.

Export Finance

• Export Bill Discounting (Finance for credit extended for exports): Get paid the discounted value of your invoice, immediately on shipment.
• Export Letters of Credit Discounting: Liquidate your receivables under Export LCs.

Receivable Finance

• Post Dated Cheque Discounting (Finance for debtors / credit extended locally): Enhance your cash liquidity using our PDC discounting facility.
• Loan against invoices (Discounting of invoices): Secure a loan with us against your future promised payments or invoices.

Letter of Guarantees

• Payment Guarantees, Bid Bonds, Performance Guarantees, Retention Guarantees, Maintenance Guarantees etc.
• Supplier Payment Finance
• Pre-Shipment Finance
• Post Shipment Finance
• Islamic Term Finance: Shari’ah compliant financing products to meet Working Capital requirements, Financing against Rental, Finacing against Commercial Properties.

Project-specific finance for infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project.

Project financing is a loan structure that relies primarily on the project's cash flow for repayment, with the project's assets, rights, and interests held as secondary collateral. Project finance is especially attractive to the private sector because companies can fund major projects off-balance sheets.

Financing against property gives you the opportunity to own your property or fund your business against your ready property.

• For commercial / residential properties located in UAE for companies / Individuals.
• Financing against rental’ for residential or commercial buildings.
• Higher finance amounts with Equity release, Refinance and Take-over options .
• Enjoy competitive and flexible pricing, repayment terms and tenor.

Corporate accounting advisory services as financial reporting, accounting, bookkeeping, transaction fiscal treatment to improve accuracy, efficiency and cost reductions.

• Banking Assistance for opening Business Bank Account(s) in the Financial institutions / Banks across the world .
• Introduce Company to the Financial institutions / Banks.
• Evaluation of documents prepared by First Party.
• Presentation to the Financial institutions / Banks on behalf of First Party.
• Coordinating the due diligence process or any other related processes necessary for Bank Account opening as would be advised by the First Party on case-by-case basis and in its sole discretion
• Negotiating terms with the Financial institutions / Banks, any final cost must be approved by the First Party before incurring any expenses.
• Providing advice on the services offered by Financial Institutions / Banks.

Unsecured

Short to medium term finance through Business Loans with fixed monthly installment repayments with a choice of tenures between 12 months to 48 months Sustain, or grow your business. Take care of your requirements with flexible, collateral-free finance at competitive rates.

POS Loan

Loan against POS Terminal. Retailer / Traders accepting payments via Credit/ Debit cards using POS terminal (Card swipe machine) or via QR code from a mobile wallet can avail a loan based on their average monthly sales of POS Terminal with fixed monthly installment repayments with a choice of tenures between 12 months to 48 months.

Loan against Gold

Secured loan against pledging gold at extremely competitive pricing with fixed monthly installment repayments with a choice of tenures between 12 months to 48 months.